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s of August 23rd, there's a 0% commission on the Childcare vouchers issued with Coverflex: our new campaign goes until September 15th and covers all Childcare vouchers issued through Coverflex.

Kids are almost back to school, which means the old routines will be back soon as well. We are aware of the challenges of this process and we want to simplify it. Therefore, between August 23rd and September 15th, all Childcare vouchers issued through Coverflex have a 0% commission. In other words: it's free to issue them!

Would you like to try it? It's simple. We'll explain everything right away.


Coverflex Childcare: how does it work?

Coverflex Childcare is a Coverflex benefit that facilitates the issuing of Childcare vouchers for children up to 7 years old. Childcare vouchers are exempt from IRS and SS for the company and for the employee and have a 40% increase in IRC and exemption from TSU for the company. They are regulated in DL26/99, of January 28th, and can be used to pay for daycare centres, kindergartens and nursing homes in public, private and public-private education.

More than 200 companies, such as Unbabel, Doutor Finanças and Bolt, already use Coverflex Childcare to support the families of employees. This is because issuing Childcare vouchers with Coverflex is quick, simple, 100% digital and completely autonomous: in just a few minutes, it is possible to issue a Childcare voucher - without phone calls, negotiations or bureaucracy here.

More than 200 companies, such as Unbabel, Doutor Finanças and Bolt, already use Coverflex Childcare to support the families of employees. This is because issuing Childcare vouchers with Coverflex is quick, simple, 100% digital and completely autonomous: in just a few minutes, it is possible to issue a Childcare voucher - without phone calls, negotiations or bureaucracy here.

Unlike other suppliers, Coverflex Childcare allows for a more efficient and bureaucracy-free process when issuing Childcare vouchers . The voucher is issued immediately, and Coverflex is the only mediating party between the company and the school. After payment is made by the company, the school receives the amount within a maximum period of three days.

  With money With Childcare voucher
Amount to allocate(annual) € 3.600 € 3.600
TSU to pay - Company € 855 Exempt
Corporate tax - Company - € 302
IRS to pay - Employee
(average rate 20%)
€ 720 Exempt
TSU to pay - Employee € 396 Exempt
Total tax benefit - € 2.273

New Coverflex campaign: Childcare vouchers with 0% commission

The commission that Coverflex usually charges for Childcare vouchers is 2% - a very competitive amount, considering that commissions in the market normally vary between 3% and 7%, upon negotiation of proposals. However, between the 23rd of August and the 15th of September, the issuing of Coverflex Childcare vouchers is free of charge. Yes, you read it right! Back to School is Coverflex's new campaign for Childcare vouchers and we came up with it to help parents on their kids' return to school and to help companies to support their employees, facilitating this process. Coverflex Childcare vouchers now have a 0% commission.

Between the 23rd of August and the 15th of September, the issuing of Coverflex Childcare vouchers is free of charge. Yes, you read it right! Back to School is Coverflex's new campaign for Childcare vouchers and we came up with it to help parents on their kids' return to school and to help companies to support their employees, facilitating this process. Coverflex Childcare vouchers now have a 0% commission.


How does it work?

Childcare vouchers can be issued through Coverflex in three simple steps, in a completely digital and autonomous way:

1. The company creates an account at https://infancia.coverflex.com/signin. We simply need the company's name and tax number.

2. Once the company has an account, the first Childcare voucher can be created! Just enter the employee's data and their dependant(s), choose the school and define the amount of the voucher. After this action is confirmed, payment details will be available on the platform and sent to the company. The employee is notified that the order has been placed.

3. Now all you have to do is make the payment. Once we have validated the transfer from the company, payment to the school is made immediately. The company, the school and the employee are informed via email of the payment of the voucher. The company will receive the corresponding invoice.

4. After the payment is made, the school will receive the transferred amount within 3 days.

5. To check the invoice or issue a new voucher, the company can access the platform again and issue another voucher with the details of the previously issued voucher.


If you have any questions throughout the process, just get in touch with us: we offer support in Portuguese and English.

Currently, Coverflex works with more than 900 schools in Portugal. However, if you realize, at the time of selection, that the desired school is not yet part of our network, don't worry! A window will appear on the screen through which you can invite the school to join the Coverflex network. After this request, our team will contact the school to quickly start the process of adding it to the accredited network of Coverflex schools. We will inform you as soon as this process is complete so that you can issue child vouchers with the help of Coverflex


Currently, Coverflex works with more than 900 schools in Portugal. However, if you realise upon selection that the desired school is not yet part of our network, don't worry! A pop-up window will appear, through which you can invite the school to join the Coverflex network. After this request, our team will contact the school to quickly start the process of adding it to the certified network of Coverflex schools. We will inform you as soon as this process is complete, so that you can issue Childcare vouchers with Coverflex.